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Financial Literacy in the News

Glossary of Terms

Also known as a spraying trust, this type of trust is designed so that the trustee can distribute the income or principal from the trust wherever the trustee...
When you want to buy something but can't afford to pay for it all at once, you will probably need to get a loan. The lender will often require that, as a condition of the loan, you contribute some...
This is an organization that keeps track of your credit history: essentially how well you pay all your bills plus other relevant details of your past financial behavior. This information is contained in a...
Although the IPO process came to universal attention in the Internet boom of the late 1990s, IPOs have been around for as long as the stock market. When a private company transforms...
This act, which modified the Fair Credit Reporting Act, adds provisions intended to improve the accuracy of information contained in the credit records of...
In banking, when you deposit a check into your bank account, you will need to endorse the back. This means that you sign your name on the back of the...
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