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Financial Literacy in the News

Celebrate Financial Literacy Month

Glossary of Terms

Consumer fraud occurs when providers of goods or services engage in deceptive or fraudulent practices in order to make money at the expense of consumers who are being deceived or defrauded. To help protect consumers against consumer...
This is a kind of bond that is issued for less than its face value (the amount shown on the actual bond document or certificate), and pays no interest or coupon...
Under this act, debt collectors employed by creditors are prohibited from employing deceptive or abusive conduct in the collection of consumer debts incurred for personal, family, or household...
This is an insurance term that means you are acting like your own insurance company and bearing a loss or part of a loss yourself. For...
Mortgages are intended to be amortized over the loan period. In other words, throughout the duration of the loan period, the amount of...
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