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Glossary of Terms

Cash Advance
A cash advance can be any situation in which you get money earlier than the time it would normally be due to you. However, it is typically encountered when credit card users want to effectively borrow money from the...
Fair Credit Reporting Act
This federal consumer act is primarily concerned with helping to ensure that the information held by credit-reporting agencies is accurate, is only...
Punitive and Exemplary Damages
These are damages that are usually awarded in addition to actual damages. Punitive and exemplary damages are imposed as a kind of punishment ("punitive") to the wrongdoer to make an example...
Servicemembers Civil Relief Act
This is a federal government act that permits members of the armed services (including reserves) who are on active military duty to suspend or postpone certain civil obligations. This is so the servicemembers can devote...
Mortgage Life Insurance
When you get a mortgage, you can buy a special life insurance policy in case you die or become so severely disabled you cannot earn the money to repay the ...
Bylaws
These are the rules that a group puts together that govern how that group operates. Public companies and private companies have bylaws and so do...
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